A New York personal injury claim is a civil action to recover compensation for injuries caused by another’s negligence, recklessness, or intentional conduct. Recoverable damages include past and future medical expenses, lost earnings and earning capacity, pain and suffering, and — in fatal cases — pecuniary loss to the decedent’s distributees under EPTL §5-4.1.
The general statute of limitations is 3 years from the date of injury under CPLR §214, with important exceptions: medical malpractice runs 2.5 years (CPLR §214-a), wrongful death runs 2 years (EPTL §5-4.1), and claims against any municipal entity (NYC, MTA, NYCHA, NY State, school district, public hospital) require a Notice of Claim within 90 days under GML §50-e. New York follows pure comparative negligence (CPLR §1411) — even a 99%-at-fault plaintiff recovers, reduced by their share. For car accidents, No-Fault PIP under §5103(a) covers medical bills up to $50,000, with pain-and-suffering recovery gated by the §5102(d) serious injury threshold. Everclad Law Group represents clients across the full breadth of these claims on contingency, with no upfront cost.