Everclad Law Group
Insights · Legal Explainers · Updates

New York personal injury,
explained by partners.

Deep-dive explainers on the statutes that govern New York personal injury — written by the attorneys who litigate under them every day. No lead-magnet fluff. No SEO content farm. Just the law, in plain English.

Motorcycle No-Fault Exclusion: Why NY Riders Can Sue for Full Damages
Motorcycle May 18, 2026 7 min read

Motorcycle No-Fault Exclusion: Why NY Riders Can Sue for Full Damages

New York motorcyclists are expressly excluded from No-Fault PIP under Insurance Law §5103(a)(1) — they cannot collect $50,000 from their own policy after a crash. But the exclusion has a hidden upside: because No-Fault doesn’t apply, neither does the §5102(d) serious-injury threshold, and riders can sue for all damages, including soft-tissue injuries that would be barred in a car-accident case.

Read the explainer
NYC Sidewalk Law §7-210: Who Pays When You Fall
Slip & Fall May 18, 2026 7 min read

NYC Sidewalk Law §7-210: Who Pays When You Fall

Since 2003, NYC Administrative Code §7-210 has transferred liability for most sidewalk defects from the City of New York onto the abutting property owner. The big exception: owner-occupied 1-, 2-, and 3-family residences. This explainer walks through which properties are liable, the duty to maintain, what ‘reasonably safe’ means, the prior-written-notice rule that still protects the City in some cases, and what claimants should do after a fall.

Read the explainer
Notice of Claim Deadlines in NY: NYC, MTA, NYCHA (90 Days)
Municipal Claims May 18, 2026 8 min read

Notice of Claim Deadlines in NY: NYC, MTA, NYCHA (90 Days)

Under General Municipal Law §50-e, any claim against a New York municipal entity — NYC, MTA, NYCHA, NY State, school districts — requires a Notice of Claim within 90 days of the injury. Miss the deadline, and the case is over before it begins. This explainer walks through which entities trigger the rule, what the notice must contain, late-notice relief under §50-e(5), and the related one-year-and-90-day lawsuit deadline.

Read the explainer
NY Serious Injury Threshold (§5102(d)) Explained
Car Accidents May 18, 2026 9 min read

NY Serious Injury Threshold (§5102(d)) Explained

New York’s serious injury threshold under Insurance Law §5102(d) decides whether a car accident victim can sue for pain and suffering — and most soft-tissue cases don’t qualify. This explainer walks through the nine statutory categories, the case law that interprets them, and what claimants should do in the first 90 days to preserve the right to sue.

Read the explainer

Have a case the explainers don’t cover?

Personal injury is fact-specific. The articles above are general — your case is not. The first call is free.