A car accident can turn your day upside down. What happens next matters. It is easy to make mistakes when you are stressed, but avoiding them can save you time, money, and frustration. If you are in New York, here is what not to do.
1. Don’t Leave the Scene
Stay where you are. Even if the accident seems minor, leaving the scene is illegal in New York. You could face criminal charges if you drive away. Take a breath, check for injuries, and wait for help.
2. Skipping a Police Call
No matter how small the crash is, call the police. A police report provides an official record. Without it, insurance claims might get delayed or denied. Plus, it is required by law for certain accidents.
3. Forgetting to Exchange Information
Talk to the other driver. Get their name, contact info, insurance details, and license plate number. If there are witnesses, ask for their names and numbers too. Do not skip this step, or you might regret it later.
4. Ignoring Your Health
See a doctor, even if you feel fine. Some injuries, like whiplash, show up later. Medical records protect your health and your claim.
5. Delaying Your Insurance Report
New York law requires you to report accidents to your insurance company promptly. Do not wait. Waiting could jeopardize your coverage.
6. Not Consulting a Lawyer
Accidents can get tricky, especially in New York’s no-fault system. A lawyer can explain your rights, negotiate with insurance companies, and make sure you get the compensation you deserve.
Accidents are overwhelming, but avoiding these mistakes makes recovery easier. If you are unsure about what to do, reach out to us today. Your consultation is free. Let us help you make the right decision